ODIE PET INSURANCE

Terms & Conditions

• • PLEASE READ THESE TERMS AND CONDITIONS (“Terms”) BEFORE USING THIS SITE. By accessing or using Odie Pet Insurance Marketing, Inc.’s (“Odie”) website, data, information, products, applications, or services (collectively “Services”), you acknowledge that you have read, understand, and agree to be bound by these Terms. If you do not accept these Terms, do not access or use this site.
    

• • 1. Purpose of the Website

    This website provides users with the ability to obtain pet insurance quotes, purchase and manage policies, handle billing and payments, and submit claims or inquiries. Odie provides rating and policy information related to products offered by various carriers. Additionally, the website contains blog posts and other informational content related to pet insurance and pet wellness. Odie does not guarantee accuracy or applicability of any blog content for individual users.

    2. Conditions of Service

    Your use of this website is subject to our Privacy Policy, State Insurance Fraud Warnings, and Electronic Delivery Terms (“Additional Terms”). By using the Services, you acknowledge and agree to these Additional Terms. “Odie” refers to Odie Pet Insurance Marketing, Inc. and Odie Pet Insurance Marketing, LLC.

    3. Age Restriction

    Odie does not knowingly collect information from individuals under 18 years of age. You warrant that you are at least 18 years old and can legally enter into binding insurance contracts.

    4. Accuracy of Information

    You warrant that all information provided about yourself, your pet, or your organization is accurate and complete. You agree to update any material changes promptly.

    5. Electronic Signatures & Transactions

    By electronically signing documents through this website (e.g., checking a box or clicking designated areas), you acknowledge that such actions constitute legally binding electronic signatures.

    6. Compliance with Laws

    You agree to:

    • Comply with all applicable U.S. federal, state, and local laws.
    • Not use the Services for fraudulent or illegal purposes.
    • Not interfere with the operation of this site.
    • Not gain unauthorized access to Odie’s systems or Services.

    7. Your Account

    • You are responsible for maintaining the confidentiality of your account credentials.
    • You agree to accept responsibility for all activities occurring under your account.
    • Odie reserves the right to refuse or cancel service, terminate accounts, or remove content at its discretion.

    8. No Unlawful Use

    You are granted a non-exclusive, non-transferable, revocable license to use this site strictly per these Terms. You may not:

    • Use the site for unlawful activities.
    • Impair the site’s functionality or interfere with other users.
    • Access unauthorized materials or information.

    9. Intellectual Property Ownership

    All content, trademarks, trade names, designs, and materials on this site belong to Odie or its licensors. Unauthorized use, reproduction, or distribution is prohibited.

    10. Restrictions of Use

    You agree to use the Services solely for personal use or that of your organization. You may not use the site for commercial purposes without Odie’s prior written consent.

    11. Liability Disclaimer

    The information, products, and services provided on this site may contain inaccuracies. Odie makes no warranties regarding the reliability or accuracy of the content and disclaims all implied warranties to the fullest extent allowed by law. Odie is not liable for any damages arising from the use of the site.

    12. Indemnification

    You agree to indemnify and hold harmless Odie from any claims, damages, or expenses resulting from your use of the site, violation of these Terms, or infringement of any rights.

    13. No Legal or Medical Advice

    Any information on this website is for informational purposes only and does not constitute legal or medical advice.

    14. Third-Party Services and Links

    This website may contain links to third-party websites. Odie does not endorse or control the content of third-party sites and is not responsible for their policies, services, or privacy practices.

    15. Marketing & Affiliate Disclosure

    Odie may compensate affiliates, partners, and referring businesses for customer referrals. Compensation structures do not influence coverage options or premium rates. All insurance policies are subject to underwriting guidelines.

    16. Insurance Applications Do Not Guarantee Coverage

    Submitting an insurance application does not bind coverage. Policies are subject to underwriting approval and may vary by state.

    17. Changes to Services

    Odie may modify or discontinue any part of the Services at any time without notice.

    18. User-Generated Content & Social Media

    By tagging Odie in social media content, you grant Odie a license to use, reproduce, and distribute your content in connection with Odie’s marketing efforts.

    19. Access Outside the U.S.

    The Services are intended for U.S. users. If you access the Services from outside the U.S., you are responsible for compliance with local laws.

    20. Termination & Access Restriction

    Odie reserves the right to terminate access to the site at its discretion while complying with state regulatory requirements.

    21. Governing Law & Dispute Resolution

    • These Terms are governed by the laws of Arizona, except for policies issued in Illinois, which are governed by Illinois law.
    • Disputes shall be resolved via arbitration except where state laws provide otherwise.

    22. Class Action Waiver

    All disputes must be resolved on an individual basis. Class action lawsuits are not permitted except in Illinois.

    23. Entire Agreement & No Waiver

    These Terms, along with any Additional Terms, constitute the entire agreement between you and Odie. Failure to enforce any provision does not constitute a waiver of rights.

    24. Official Correspondence

    For legal inquiries, contact:

    Odie Pet Insurance
    Attn: Legal Department
    16100 N 71st Street, Ste 540
    Scottsdale, AZ 85254
    Email: compliance@odiepetinsurance.com

    25. Modification of Terms

    Odie reserves the right to update these Terms at its sole discretion. Continued use of the website after updates constitutes acceptance of the revised Terms.

  • Updated: 3/12/25