Affordable pet insurance for dogs and cats of all breeds and ages.

Paws-itively the best investment you can make for you
and your pet.

  • Up to 90% reimbursement
  • Free 24/7 vet chat
  • 30-day money back guarantee*

Vet supported, Pet parent approved.

We dream of a world where all pets have access to the health services they need, so we’ve created affordable and flexible treatment plans for any dog or cat breed, beginning at just 7 weeks old. Get reimbursed for unexpected vet bills when unexpected illnesses occur.

Fully customizable plans

Choose the purr-fect plan for your needs, with flexible coverage options for your cat or dog and your wallet.

Affordable payment options & quick reimbursements

Automated monthly payment plans that are easy to budget for.

Shortest Waiting Times

The waiting periods for Odie Insurance policies to take effect are shorter than most, so you’ll receive fast, reliable coverage in record time.

Dedicated Customer Support

Odie’s dedicated customer support is available to ensure you and your pet are in the best hands every step of the way.

Access to a Licensed Vet All Day, Every day

Receive complimentary 24/7 access to our tele-vets via text chat with every plan.

No Breed or Age Limits

From puppyhood to the golden years, Odie has you and your pet covered!

How Odie Pet Insurance Works

Sign Up and Submit Medical History

Customize your plan based on your needs and budget. Submit your pet’s medical records by uploading them to your member portal. Our team will review and look for any pre-existing conditions.

Visit any veterinarian

When the waiting period is met (did we mention we have the shortest waiting periods?) *, visit any vet or clinic of your choice, including emergency hospitals and after-hour care.

Submit Your Invoice and Get Reimbursed

Pay for the treatment upfront and submit your invoice. Get reimbursed for covered treatment (based on policy terms, excludes pre-existing conditions) in as little as 5 days.

Start my Quote
  • Only takes a minute

Our Plans

Odie offers a wide range of affordable care options. We’ll help you tailor a comprehensive plan based on your pet’s species, breed, age, location, and your plan choices including annual limit, deductible, and reimbursement level.

Injury & Illness Insurance

Complete Coverage

Designed to help with the costs of vet visits or emergency care when your pet gets sick or injured.

  • Accidental injuries
  • Illnesses
  • Emergency Care
  • Diagnostics & testing
  • Surgery
  • And more!
Learn More

* Pre-existing conditions are not covered.

Accident Only Insurance

Best for Emergencies

Accidents happen. These plans help you get reimbursed for when you and your cat or dog have a ruff day!

  • Bites & Stings
  • Toxic Poisoning
  • Foreign Object Ingestion
  • Dental Fractures
  • Wounds
  • And more!
Learn More

* Pre-existing conditions are not covered.

Wellness Add-On Options

Make sure your furry friend gets the preventative care they need to stay healthy all year long by adding a Wellness plan to their insurance policy.

  • Wellness Exams
  • Vaccinations
  • Flea & Tick Medication
  • Dental Care
  • Spay/Neuter
  • And More!
Learn More

* Must be purchased with a base insurance policy.

Meet our Protected Pets

Learn about our members’ real-life experience with Odie and how we’ve helped them take care of their pets.


“I wasn’t thinking about pet insurance when I got Monty. It wasn’t until he fractured his tibia when he was four months old that I realized I should have had him covered. Soon after we got insurance, he was diagnosed with idiopathic head tremors, and Odie covered the very high bill. They always help take care of his needs and give me peace of mind knowing that because of his plan, he will be covered.”

Rebecca B.
Chicago, IL

Health Event
Idiopathic head tremors
Total Cost
Pet parents paid
Labrador Retriever

“Our recent emergency visit was a terrifying experience and extremely expensive. But our Odie representative did an amazing job keeping in contact with us, providing excellent and speedy support filing the claim, and ensuring a smooth and speedy ACH reimbursement straight into our account. It was such a great experience, and we are happy that our Duke is as good as new!”

Barbara L.
Staten Island, NY

Health Event
Injury – Car Accident
Total Cost
Pet parents paid
Roxy & Ranger
Australian Cattle Dogs

“We recently adopted 2 Australian Cattle Dog puppies. Double the dogs mean double the fun, but it can also double the expense for routine care. And all puppies need multiple vet visits the first few months of their lives. Getting reimbursed for regular vaccinations and exam costs is such a valuable benefit, and the claims process is speedy and painless. We are super happy with Odie's service and coverage.”

Tracy W.
Canoga Park, CA

Health Event
Routine Care – Wellness exams, vaccination series, dewormer.
Total Cost
Pet parents paid

Terms & Conditions

We offer a 30-day money back guarantee if you are not 100% satisfied with your purchase. That’s right! We’ll give you a full refund so long as no claims have been paid or submitted. But we really hope you stick it out.

Exclusions: Not applicable for Illness & Injury policies in NY, PA, or VA. Not applicable for Accident Only policies in MO, NY or OR. *Other exclusions may apply. Please see your policy for details.

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