The Accident Only Plan

Pet Health Insurance

The bad news? Accidents happen. The good news? Odie’s Accident Only insurance plan offers peace of mind for as low as 25 cents per day, when an accidental injury occurs.

Finally, insurance for every pet and every budget.

The Accident Only plan covers the cost of emergency vet care in the chance of a mishap.

Plans for Dogs

Plans start at

Plans for Cats

Plans start at

The Accident Only plan offers an affordable option for:

  • First-time pet owners
  • Budget-conscious pet owners
  • Cats and dogs with pre-existing conditions

What’s covered?

The Accident Only Plan is a unique, fixed-rate insurance plan that reimburses for accidental injuries. No breed or age limits, just peace of mind.


Broken bones, sprains, eye injuries, traumatic dental fractures


Bite wounds, lacerations, snake bites, bee stings

Veterinary Treatments*

X-Ray & Ultrasounds, Laboratory Tests, Emergency Care, Hospitalization, CT Scan & MRI, Surgery

*for accidental injuries

What’s not covered?

Illnesses, diseases, and specific conditions

Breed-specific health issues or illnesses, congenital conditions, chronic conditions, dental Illness.

Specific Injuries

Pre-existing injuries, cruciate ligament events, or Injuries due to behavioral conditions or intentional acts

Preventative Care

Routine or wellness care such as checkups, vaccinations, spay/neuter, microchipping or teething cleaning.

The Details

Odie’s Accident-Only plan reimburses you for up to $10,000 each year. You pay a $250 deductible once a year and are reimbursed for 90% of your veterinary bills.


Annual Limit




Annual Deductible

Need more coverage? Check out our Injury & Illness Plan

Additional benefits when you join Odie.

  • Unlimited 24/7 Vet Chat
  • Dedicated Member Support team
  • Add-on Wellness plans
  • Short waiting periods
  • Quick claims processing

Protect your furry friends

A lifetime of wagging tails and purrfect
peace of mind