Health & Wellness

Pet Insurance vs Pet Wellness Plans – what’s the difference?

By Odie Blog Editors on January 24, 2020

Understanding the difference between pet health insurance and pet wellness plans can be confusing for many dog and cat owners. “Aren’t they the same thing,” you may ask? Most people would think so, but no.

Here’s the best way to explain the difference between pet insurance and a pet wellness plan:

Pet insurance helps with the unexpected, big ticket stuff like emergency care for accidents or injuries. Policies typically cover non pre-existing conditions although some additional limitations may apply.

Pet wellness plans (a.k.a. routine care plan) cover the things you do expect such as flea/tick prevention and annual vaccinations. This is especially helpful when you are bringing home a brand new puppy or kitten that have quite a few scheduled routine care visits in its first year.

Pet Health Insurance

  • Accidents & Injuries
  • Illnesses
  • Emergency Care
  • Diagnostic Tests
  • Cancer Treatments
  • Hereditary & Congenital Conditions
  • Dental Disease
  • X-rays, MRIs, Cat Scans, Ultrasounds, etc.
  • Surgeries
  • Hospitalizations

Pet Routine Care Plan

  • Annual Wellness Exams
  • Flea, Tick & Heartworm Prevention
  • Routine Vaccinations/Titer
  • Blood, fecal, parasite exams
  • Microchipping
  • Urinalysis or ERD
  • Deworming

Luckily, Odie Pet Insurance offers the option to add on a routine care plan to your pet’s insurance policy. We want pet owners to provide their dogs and cats with the best overall care whether that means a simple insurance plan or well-rounded coverage.

Choosing to add on a routine care plan really depends on your pet’s situation and the frequency of treatment. For this reason, ODIE gives customers the ability to customize their policies according to their pet’s individual needs. Our end goal is to ensure that pet owners are able to provide quality care to their pets without having to choose between their finances or their loved one’s well-being.

Cheers to happy, healthy pets!

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