Explore Our Plans

EXPLORE OUR INSURANCE PLANS

Customizable health insurance for dogs and cats.

We want you to find the perfect plan for your pet’s future needs and your personal budget. Whether you choose a comprehensive Illness & Injury plan or an affordable Accident Only plan, Odie has an option for you.

Quality coverage when life throws you a curve ball.

It can be shocking to get a $3,000 bill when your pet experiences a broken bone or is diagnosed with a severe illness. Putting a plan in place before an incident occurs, is how financially saavy pet owners make long-term care affordable.

Odie is a pet health insurance policy that you pay into monthly, just as you would your own renter’s or car insurance. If your pet suffers an unexpected illness or injury, we will reimburse you for up to 90% of the vet bill.

Why Odie?

We think it’s a no brainer but here are some of our customers’ favorite reasons why.

Avoid the stress of paying for a large vet bill (or even small)

With up to 90% reimbursement plans available, you can say, “yes” to emergency treatments.

Monthly payment plans available

Odie offers an automated payment plan, just set it and forget it.

Save 5% when you enroll two or more pets

Receive an automatic 5% discount for every additional pet you enroll in an Illness & Injury policy.

#StayAheadOfPetDebt

FIND YOUR SAFETY NET

Compare our pet insurance plans

We want you to find the perfect plan for your pet’s future needs and your personal budget.
Whether you choose a comprehensive Illness & Injury plan or an affordable Accident Only plan, Odie has an option for you.

Illness & Injury

Most Popular

Best for first-time pet owners and pets in good health.

Choose between an annual limit of $5k, $10k, and $40k.

Fully customizable reimbursement and deductible options.

  • Accidental injuries
  • Illnesses
  • Cruciate Ligament Events
  • Periodontal Disease
  • Dental fractures
  • Emergency Care
  • Surgery
  • X-rays, MRI, CT scans

Accident Only

Low Fixed Rate

Best for budget-conscious pet owners and pets with pre-existing illnesses

Fixed $10k annual limit.

Plans starting at $6/month for cats and $9/month for dogs.

  • Accidental injuries
  • Illnesses
  • Cruciate Ligament Events
  • Periodontal Disease
  • Dental fractures
  • Emergency Care
  • Surgery
  • X-rays, MRI, CT scans
Learn More

Want a more detailed view? Look at a SAMPLE ILLNESS & INJURY POLICY or a SAMPLE ACCIDENT ONLY POLICY.

How to get the most out of Odie

We want you to have a great experience with Odie, that’s why we believe in setting expectations up front.

Buy insurance before an accident or illness occurs.

The best time to purchase Odie is when your pet is young and free of health issues. Like any pet insurance, we don’t cover preexisting conditions. If your pet has been treated for or is already showing signs or symptoms of a condition, it likely won’t be covered.

Get your pet a wellness exam

Make sure your pet has had a nose-to-tail wellness exam within the last few months and is up to date on their vaccinations. This helps us verify that your pet is free of any health issues and your future claims can be covered.

Add Routine Care coverage to your policy.

While insurance is a great way to cover emergency situations such as broken bones or dental fractures, a Routine Care plan can supplement your insurance policy by reimbursing you for wellness care items such as vaccinations and flea medication.

Different pets carry different risks, and we aim to protect them all.

Mix, match, and craft the perfect plan to fit your budget and your pet needs. At Odie, we calculate our insurance premiums based on your dog or cat’s age and breed, as well as your zip code.

Join Odie
  • Only takes a minute